Purpose of our Privacy Policy
Purpose of our Privacy Policy
Velocity Credit Summit, is aware of the trust you place in us and our responsibility
to
protect your privacy. This privacy policy and agreement (our "Privacy Policy")
specifies the personal information that we ask you to provide in order to
participate in the Services we offer and governs how we treat this personal
information. We operate our Website and offer our Services pursuant to the statutes
and regulations that apply to this Website with respect to the Services provided
through this Site ("Applicable Law").
PLEASE READ THIS PRIVACY POLICY CAREFULLY. YOUR CONSENT TO THE TERMS OF THIS PRIVACY
POLICY CREATES LEGAL OBLIGATIONS FOR YOU AND FOR US. IF YOU DO NOT AGREE WITH THE
TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT USE OUR WEBSITE.
You indicate your consent to the terms of this Privacy Policy in various ways,
depending on your use of the services offered by the Website. By accessing and using
the Website as a site visitor, you are acknowledging that you have read and
understood this Privacy Policy and agree to be legally bound by it. If you register
as an Investor on our Website, during the registration process you will be asked to
confirm that you have reviewed this Privacy Policy and that you agree to its terms.
Such confirmation constitutes your agreement to be bound by this Privacy
Policy.
Information you may provide while visiting our Website or while participating in our
Services falls into two broad categories: (i) Personally Identifiable Information,
and (ii) Anonymous Information. "Personally Identifiable Information" means any
information that could reasonably be used to identify you, including but not limited
to your name, address, email address, birth date, financial information, cell or
landline phone number, or any combination of information that could be used to
identify you. "Anonymous Information" is information that does not identify you and
may include statistical information concerning, for example, your use of our
Services or the pages on our Website that you visit most frequently. Please keep in
mind that our Privacy Policy does not govern information you choose to share with
other Users, as we have no direct control over the collection or use of this
information. Please use appropriate precautions in sharing your information with
other Users.
A User of our Website who is not an Investor may review selected information about
our the services offered by our Website without revealing his or her identity or
providing any Personally Identifiable Information. It is only when a User wishes to
become an Investor and participate in the Investor-only accessed portions of the
Website and utilize investment tools that a User is required to provide Personally
Identifiable Information. Investors who wish to invest in investment opportunities
("Investment Opportunities") presented on our Website must provide Personally
Identifiable Information as described below.
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Personally Identifiable Information
We obtain Personally Identifiable Information from Investors or other persons who
have signed up to participate as an Investor through the Website. In order to access
our services as an Investor, you must complete a registration form which specifies
the information you must provide in order to enjoy the particular features to which
you wish to subscribe. The information required may include such items as name;
email address; cell and land-line phone number; mailing address; social security
number (for IRS tax reporting purposes); and birth date (for COPPA and eligibility
purposes) (collectively "Contact Information"). Our registration forms may
additionally request information which you may, at your option, choose to provide or
withhold. To the extent this additional information constitutes Personally
Identifiable Information, we will treat it in the manner specified in this Privacy
Policy. To qualify to invest in Investment Opportunities presented on our Website,
you must provide identity verification information and Investor financial
information described below. Identity Verification Information. Each Investor must
provide information designed to verify his or her identity. Such information may
include (i) information from a successfully completed electronic check transaction,
(ii) a credit report, (iii) tax documents or (iv) other similar information designed
to authenticate and confirm your identity.
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Specific-Qualifications Information
Investors must also provide other information sufficient to meet regulatory
"suitability" requirements for investing in an Investment Opportunity presented on
our Website. Depending on the nature of the offering, this information will include:
(i) information concerning an Investor's net worth and income; (ii) information
concerning his or her residency; and (iii) other information we might request to
determine whether an Investor qualifies for a particular investment.
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Payment Information
In order to make an investment through our Website, an Investor must provide us with
certain account and other payment information, such as information needed to make
payment via electronic checks, ACH or wire. Our registration process for Investors
provides additional details on the types of Payment Information needed.
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How We Use Your Personally Identifiable Information
We use your Personally Identifiable Information to process your transactions and
facilitate your activities with respect to our Website as set out herein. We do not
disclose your Personally Identifiable Information to third parties without your
express consent except in the specific circumstances identified in "Third Party
Access to Personally Identifiable Information" below.
We will provide Investors with certain materials, including formal notices from
regulators, and other information in order to comply with Applicable Law. We will
use your Contact Information for these purposes. Where necessary to comply with
Applicable Law, we will also use Investor Financial Information for these purposes.
Investors cannot opt-out of this use of information.
We use the Personally Identifiable Information you provide to process transactions
that you have authorized us to undertake and to provide you with the Services you
have requested. Investors cannot opt-out of this use of information.
In order to communicate with you and to confirm (where necessary) whether you are
eligible for a transaction, we will rely on an Investor's Contact Information and,
where applicable, on his or her Investor Financial Information.
We use your Personally Identifiable Information in the operation of our Website and
to comply with Applicable Law. You cannot participate in our Website if you seek to
opt-out of these uses of your Information.
Our Website may offer a forum for online discussion and participation in which
Investors may choose to participate. When we or a User participates in the Website,
the participant will use Contact Information you have provided for purposes of your
inclusion in the Website. Any Content you contribute to the Website becomes public
on your transmittal of the information, and any Personally Identifiable Information
you disclose becomes available to the other participants in the discussion. Our
Privacy Policy does not cover the information you disclose in such online
discussions on our Website. You should use discretion in what you submit to these
Websites. You are entitled to opt-out of these uses of information.
Periodically, we may send you materials for informational purposes, such as notices
of investment opportunities through our Website. Such informal information may take
a range of forms, including email, newsletters, or automatic notices generated by
our Website. You are entitled to opt-out from receiving this informal information.
Periodically, we may choose to send news, bulletins, marketing materials, or other
information to Investors, and will use Personally Identifiable Information to send
such communications. If we choose to undertake such communications, you will have
the ability to opt-out of receiving these communications.
Our Users may provide feedback to us about our Website and our Services. You are
free to choose whether you participate in these activities. We may ask that, in
addition to providing your responses, you also provide Contact Information. In these
instances, we use any Personally Identifiable Information you choose provide to us
in connection with these activities strictly for the purposes for which you submit
the information. We will provide Investors with certain materials, including formal
notices from regulators, and other information in order to comply with Applicable
Law. We will use your Contact Information for these purposes. Where necessary to
comply with Applicable Law, we will also use Investor Financial Information for
these purposes. Investors cannot opt-out of this use of information.
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How We Protect Your Personally Identifiable Information
We have security systems in place designed to prevent unauthorized access to or
disclosure of Personally Identifiable Information, and we take all reasonable steps
to secure and safeguard this Information, including:
• Our Website's password-protected section requires Users to give us unique
identifiers such as their username and password;
• We employ a secure channel using Secure Sockets Layer encryption to protect
information exchanged over the Internet between your web browser and our
servers;
• Our employees are required to acknowledge that they understand and will abide by
this Privacy Policy with respect to the confidentiality of Personally Identifiable
Information;
• We provide access to our databases containing Personally Identifiable Information
on a need-to-know basis only;
• We use automated tools to monitor network traffic to identify unauthorized
attempts to change information or otherwise seek to "hack into" our systems.
We recognize the sensitivity of information provided in response to our Investor
Qualifying Questions and take the following additional precautions with respect to
such information:
• We store investor questionnaire information that we receive on a secure system
isolated from direct connection to the Internet.
• We encrypt investor questionnaire Information (including account and social
security number information) using the same encryption standard used by banks to
secure sensitive customer data.
Our security systems are structured to deter and prevent hackers and others from
accessing information you provide to us. We make no warranty that our security
systems are fail proof. Due to the nature of Internet communications and evolving
technologies, we cannot provide and we disclaim assurance that the information you
provide us will remain free from loss, misuse, or alteration by third parties who,
despite our efforts, obtain unauthorized access.
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Changing or Removing Information; Opting Out
Applicable Law places certain obligations on Investors to keep information current,
including, for example, Form W-9 Information. It is particularly important for you
to keep your Investor Financial Information current and to report to us any material
change in this Information. We use this information to provide you with investment
opportunities and financial distributions due to you as an equity owner of a
Investment Opportunity in which you have invested through our Website. Without
current information, you receive information in error or that you are not eligible
to receive or act on. To allow appropriate control over Personally Identifiable
Information, you can access your account (after supplying your user name and
password) to change or update discretionary information that you have previously
submitted. You are entitled to decline to participate in certain Services and to
decline to give us permission (or to revoke that permission in your discretion) to
use your Personally Identifiable Information for certain purposes.
We provide you with the ability to opt-out of receiving communications concerning,
or being included in, these activities. To opt-out of Services for which an opt-out
right is available, please email us at info@velocitycreditsummit.com. We can also
answer questions or assist if you contact us as provided herein. You will not be
allowed to opt–out of required notices or other legal and related notices concerning
your relationship to the Website. If you request, we will remove your name and all
other Personally Identifiable Information from our databases. It may be impossible
to remove this information completely, due to IRS and regulatory reporting
requirements, ownership in a Investment Opportunity in which you have invested
through our Website and the rights thereof, data backups and records of deletions.
If you request deletion of your information, you will be unable to use certain
features of the Website and any associated Services. You may not remove
de-identified, anonymous, or aggregate data from our databases.
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Third Party Access to Personally Identifiable Information
We may employ or retain other companies ("Service Providers") to perform functions
on our behalf, such as maintaining the Website, providing services related to the
Website, collecting information, responding to and sending e-mail or other functions
to facilitate our business, broker-dealer services, and escrow services. We may need
to share your Personally Identifiable Information with Service Providers. We will
share with our Service Providers only that information necessary for them to perform
their functions, and we require them to commit to refrain from using your Personally
Identifiable Information for any other purpose. We may reveal your Personally
Identifiable Information to attorneys, private investigator organizations or law
enforcement agencies if we believe (i) that you are in risk of harm from another,
(ii) that you are harming or interfering (or will harm or interfere) with others, or
(iii) that you are violating (either intentionally or unintentionally) our Terms or
are otherwise violating legal rights. We will take all reasonable steps to disclose
only so much of this Information as is necessary, limiting the disclosure, for
example (and where applicable), to Contact Information only. We will reveal your
Personally Identifiable Information to the extent we reasonably believe we are
required to do so by Applicable Law. If we receive legal process calling for the
disclosure of your Personally Identifiable Information, we will attempt to notify
you at the email address you supplied during registration within a reasonable amount
of time before we respond to the request, unless such notification is not permitted.
We are entitled to transfer to a third party information we collect, including any
Personally Identifiable Information, in connection with a sale of all or
substantially all of our assets, provided the acquiring third party has agreed to
safeguard your Personally Identifiable Information with protections that in all
material respects are the same as, or more protective than, those set out in this
Privacy Policy.
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Anonymous, Aggregate Information
We use Anonymous Information to analyze the effectiveness of our Website, to improve
our Services and for other similar purposes. In addition, from time to time, we may
undertake or commission statistical and other summary analyses of the general
behavior and characteristics of Users participating in our Services and the
characteristics of visitors to our Website and may share Anonymous Information with
third parties, including advertisers. Anonymous Information provided to third
parties will not allow anyone to identify you or determine anything personal about
you. We may collect Anonymous Information through features of the software that
supports our Services, through cookies, and through other means. We may
automatically receive and record information in our server logs from your browser,
including your IP address (the Internet address of your computer), your computer's
name, the type and version of your web browser, referrer addresses, and other
generally-accepted log information. We may also record page views and other general
statistical and tracking information, which will be aggregated with that of other
Users in order to understand how our Website is being used, and for security and
monitoring purposes. None of this data contains Personally Identifiable Information.
A cookie is a small amount of data, often including an anonymous unique identifier,
which is sent to your browser from a website's computers and stored on your
computer's hard drive. Cookies can be used to provide you with a tailored user
experience and to make it easier for you to use a website upon a future
visit.
We may include cookies on our Website and use them to recognize you when you return
to our Website. You may set your browser so that it does not accept cookies.
However, cookies must be enabled on your web browser if you wish to access certain
personalized features of our Services. We may compile records of visits with respect
to certain pages or information that are available on our Website. We might also
compile information and other metrics concerning Investors' interactions with
respect to our Services and other features of our Website. We might compile site
metrics of a page of interest or other data. Such records do not contain any
Personally Identifiable Information, and all such data and information is subject to
our Privacy Policy. We may use "pixel tags" to tell us what parts of our Website
have been visited or to measure the effectiveness of searches Users perform on our
Website. Pixel tags also enable us to send email messages in a format Users can
read, and they inform us whether emails have been opened, to help ensure that our
messages are of interest to our Investors. None of this data includes Personally
Identifiable Information, and you can "opt-out" of receiving these types of emails
from us. If any Personally Identifiable Information is collected using such tools,
it will be subject to the terms of this Privacy Policy.
Our Services may include the use of ad banner partners for the serving and/or
targeting of ads, promotions, and other marketing messages. These ads may be
provided, in some cases, by a third party ad service provider or advertiser. These
advertisers may use traditional banner ads, or other advertising methods, such as
advertising using profiles and related Content. An advertiser may place or utilize
its own cookie on your browser and may use Anonymous Information about your visit to
our Website, such as the number of times you have viewed the ad. If the advertiser
requests that you provide to it Personally Identifiable Information, such
advertiser's use and collection of such information will be governed by its own
privacy policy, and not our Privacy Policy. We recommend that you review the
advertiser's privacy policy before providing Personally Identifiable Information. In
order to determine whether your computer is supported by our system, we may collect
certain Anonymous Information. This information includes, but may not be limited to,
your operating system and browser, as well as the presence of any software that our
Website may require to operate with your computer, or other third party software on
your computer. This information is kept strictly confidential and is not shared with
third parties, except as provided herein.
Anonymous Information Linked With Your Personally Identifiable Information Is
Protected As "Personally Identifiable Information" To enable us to better understand
the characteristics of our Investors and/or to provide Services tailored to your
needs, we may link (i) the Personally Identifiable Information an Investor provides
with (ii) Anonymous Information. If we combine or link any Anonymous Information or
other information with your Personally Identifiable Information, the resulting
combination will be treated and protected as Personally Identifiable Information
under this Privacy Policy.
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Notice of Security Incident
If we detect, despite the safeguards set out above, an intrusion or other
unauthorized access to or use of Personally Identifiable Information, we will (i)
notify affected Users of the intrusion if we determine that the information at issue
is sensitive; (ii) deliver this notice by the means we deem most efficient under the
circumstances (such as, for example, first class mail or email); (iii) use contact
information for each affected User in our files; and (iv) use commercially
reasonable efforts to accomplish these steps and effect this notice in a timely
manner. To the extent Applicable Law requires steps in addition to those specified
above, we will under all circumstances comply with Applicable Law.
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Participation by Minors
Due to federal law (as reflected in the Children's Online Privacy Protection Act).
WE DO NOT ALLOW INDIVIDUALS WHO WE KNOW ARE UNDER 18 TO PARTICIPATE IN OUR WEBSITE
OR SERVICES. YOU MUST BE AT LEAST 18 YEARS OLD TO USE OUR WEBSITE AND
SERVICES.
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Notification of Changes
From time to time, we may change our Privacy Policy. If we make any changes
regarding disclosure of Personally Identifiable Information to third parties, we
will attempt to contact you prior to the date the modified policy is scheduled to
take effect. We will post notice of the new Privacy Policy at the privacy link on
our Website. With respect to site visitors, your use of our Website following any
such change constitutes your agreement to follow and be bound by the Privacy Policy,
as changed. With respect to Investors, no such changes will take effect unless and
until you have provided us with your consent to such changes in accordance with
"Your Consent" above.
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Relationship to Terms of Use; Incorporation of Terms of Use
This Privacy Policy must be read in conjunction with our Terms of Use, and the
provisions of our Terms of Use are incorporated herein. To the extent the Terms of
Use conflict with the terms of this Privacy Policy, the terms of this Privacy Policy
will control.
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Privacy Rights of California Residents
California law requires that we provide you with a summary of your privacy rights
under the California Online Privacy Protection Act (the "Act") and the California
Business and Professions Code. As required by the Act, we will provide you with the
categories of Personally Identifiable Information that we collect through the
Website and the categories of third parties with whom such Personally Identifiable
Information may be shared for direct marketing purposes at your request. California
law requires us to inform you, at your request, (1) the categories of Personally
Identifiable Information we collect and what third parties we share that information
with; (2) the names and addresses of those third parties; and (3) examples of the
products marketed by those companies. The Act further requires us to allow you to
control who you do not want us to share that information with. To obtain this
information, please send a request by email or standard mail to the address set out
herein. When contacting us, please indicate your name, address, email address, and
what Personally Identifiable Information you do not want us to share with affiliated
businesses or marketing partners. The request should be labeled "California Customer
Choice Notice." Please allow 30 days for a response. There is no charge for
controlling the sharing of your Personally Identifiable Information or requesting
this notice.
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Complaints to Regulators
If you are a California resident, you may report complaints to the Complaint
Assistance Unit of the Division of Consumer Services of the California Department of
Consumer Affairs by contacting them in writing at 400 R Street, Sacramento, CA
95814, or by telephone at (800) 952-5210. Other States may provide similar avenues
for lodging complaints. Please check with your State's consumer protection
authority.
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List of Cookies We Collect
The table below lists the cookies we may collect and what information they
store.
• CART: The association with your shopping cart.
• CATEGORY_INFO: Stores the category info on the page, that allows to display pages
more quickly.
• COMPARE: The items that you have in the Compare Products list.
• CURRENCY: Your preferred currency.
• CUSTOMER: An encrypted version of your customer id with the store.
• CUSTOMER_AUTH: An indicator if you are currently logged into the store.
• CUSTOMER_INFO: An encrypted version of the customer group you belong to.
• CUSTOMER_SEGMENT_IDS: Stores the Customer Segment ID.
• EXTERNAL_NO_CACHE: A flag, which indicates whether caching is disabled or not.
• FRONTEND: You sesssion ID on the server.
• GUEST-VIEW: Allows guests to edit their orders.
• LAST_CATEGORY: The last category you visited.
• LAST_PRODUCT: The most recent product you have viewed.
• NEWMESSAGE: Indicates whether a new message has been received.
• NO_CACHE: Indicates whether it is allowed to use cache.
• PERSISTENT_SHOPPING_CART: A link to information about your cart and viewing
history if you have asked the site.
• POLL: The ID of any polls you have recently voted in.
• POLLN: Information on what polls you have voted on.
• RECENTLYCOMPARED: The items that you have recently compared.
• STF: Information on products you have emailed to friends.
• STORE: The store view or language you have selected.
• USER_ALLOWED_SAVE_COOKIE: Indicates whether a customer allowed to use cookies.
• VIEWED_PRODUCT_IDS: The products that you have recently viewed.
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Contact Us
If you have any questions about this Privacy Policy, the practices of this Website
or your dealings with this Website, please contact us by email at:
info@velocitycreditsummit.com, or send mail to:
Greenfarmcrop, Inc.
2093 Philadelphia Pike #3034, Claymont, Delaware 19703
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For Investors in the European Union
Under the General Data Protection Regulation (Regulation (EU) 2016/679 of the
European Parliament and of the Council of 27 April 2016, or “GDPR”), individuals in
the EU are afforded specific rights with respect to their Personal Information, or
“personal data” as defined under the GDPR. For the purposes of this Privacy Policy,
Greenfarmcrop, Inc. operates as a data controller. Any personal data we collect from
you is processed in the United States and under the terms of this Privacy Policy.
Any personal data we collect from you is processed in the legitimate interest of our
business and providing our services to you as the lawful means of such processing.
You may always withdraw your consent to our use of your personal data as described
below. We will only retain your personal data for the time necessary to provide you
the information and services to which you have consented, to comply with the law and
in accordance with your rights below.
Per the GDPR, we will seek to authenticate your identity and process your request
within 30 days of receipt. We may, upon notice to you, extend the time period to
process your request up to twice, for an additional 30 day period each.
NAME: Greenfarmcrop, Inc.
ADDRESS: 2093 Philadelphia Pike #3034, Claymont, Delaware 19703
EMAIL ADDRESS: info@velocitycreditsummit.com
You can exercise any of the following rights, subject to verification of your
identity, by notifying us as described below:
Access. You may email us at info@velocitycreditsummit.com to request a copy of the
personal data our Website databases currently contain.
Automated Processing and Decision-Making. You may email us at
info@velocitycreditsummit.com to request that we stop using your personal data for
automated processing, such as profiling. In your email, please explain how you wish
us to restrict automated processing of your personal data. When such restrictions
are not possible, we will advise you accordingly. You can then choose to exercise
any other rights under this Privacy Policy, to include withdrawing your consent to
the processing of your personal data.
Correction or Rectification. You can correct what personal data our Website database
currently contains by accessing your account directly, or by emailing us at
info@velocitycreditsummit.com to request that we correct or rectify any personal
data that you have provided to us. We may not accommodate a request to change
information if we believe the change would violate any law or legal requirement or
cause information to be incorrect. Where applicable, we will ensure such changes are
shared with trusted third parties.
Restrict Processing. When applicable, you may restrict the processing of your
personal data by submitting a request via email to info@velocitycreditsummit.com. In
your email, please explain how you wish us to restrict processing of your personal
data. When such restrictions are not possible, we will advise you accordingly. You
can then choose to exercise any other rights under this Privacy Policy, to include
withdrawing your consent to the processing of your personal data. Where applicable,
we will ensure such changes are shared with trusted third parties.
Object to Processing. When applicable, you have the right to object to the
processing of your personal data by submitting a request via email to
info@velocitycreditsummit.com. When such objections are not possible, we will advise
you accordingly. You can then choose to exercise any other rights under this Privacy
Policy, to include withdrawing your consent to the processing of your personal data.
Where applicable, we will ensure such changes are shared with trusted third parties.
Portability. Upon request and when possible, we can provide you with copies of your
personal data. You may submit a request via email to info@velocitycreditsummit.com.
When such a request cannot be honored, we will advise you accordingly. You can then
choose to exercise any other rights under this Privacy Policy, to include
withdrawing your consent. Where applicable, we will ensure such changes are shared
with any trusted third parties.
Withdraw Consent. At any time, you may withdraw your consent to our processing of
your personal data through this Website by notifying us via email at
info@velocitycreditsummit.com. Using the same email address associated with your
Website account, simply type the words “WITHDRAW CONSENT” in the subject line of
your email. Upon receipt of such a withdrawal of consent, we will confirm receipt
and proceed to stop processing your personal data. Where applicable, we will ensure
such changes are shared with trusted third parties.
Erasure. If you should wish to cease use of our Website and have your personal data
deleted from our Website, then you may submit a request by emailing us at
info@velocitycreditsummit.com. Upon receipt of such a request for erasure, we will
confirm receipt and will confirm once your personal data has been deleted. Where
applicable, we will ensure such changes are shared with trusted third parties.
Submit Complaints or Questions. If you wish to raise a complaint on how we have
handled your personal data, you can contact us as described below. If you reside in
a European Union member state, you may also lodge a complaint with the supervisory
authority in your country.
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Text Messaging
You may have the opportunity to receive SMS or "text" messages, pre-recorded voice
messages or auto-dialed phone calls from Greenfarmcrop, Inc., its affiliates and
related entities as well as third parties. Such messaging may be used to
authenticate your identity or mobile device, as well as provide you informational
updates about services or products you may have requested. In providing your mobile
device number or cell phone number to Greenfarmcrop, Inc., you knowingly consent to
such communications from Greenfarmcrop, Inc. or for Greenfarmcrop, Inc. to use your
cell phone number or mobile device number in accordance with Greenfarmcrop, Inc.’s
Terms of Use. In providing your number, you represent that you have the authority to
agree to receive text messages at the telephone number that you provide to
Greenfarmcrop, Inc., or from which you sent the text message request to us. You
further acknowledge that no purchase is required to opt into this service, and you
may opt out at any time by following the instructions provided in our communications
to you.
Any such communications you receive from us will be administered in accordance with
your preferences and this Privacy Policy.